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Now downloading free:IBM E20-0037 Personal Credit Loan Accounting

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E20-0037 Personal Credit Loan Accounting

Original Chassis:E20-0037 Personal Credit Loan Accounting
Descr: IBM generalInfo E20-0037_Personal_Credit_Loan_Accounting.pdf
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E20-0037_Personal_Credit_Loan_Accounting.pdfIBM General Information Manual Personal Credit Loan Accounting PERSONAL CREDIT LOAN ACCOUNTING Banks extend installment credit by financing purchases made through deal- ers and making loans to individuals for personal needs. Such loans are referred to as consumer credit, personal credit, installment loans, time sales, etc. Generally, a Personal Credit Department grants loans directly to the bor- rower. Other types of loans represent the purchase of installment con- tracts or the financing of time sales contracts arising out of the sale of an article of merchandise or resulting from services performed, such as home improvement and modernization. IBM Accounting is unique in its ability to satisfy all the requirements of Installment Loan Accounting. Regardless of the loan clasdification, spe- cific advantages result from the adoption of the IBM method. These include: 1. The automatic preparation of payment coupons. 2. The elimination of manu

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